The HOME Program

There are 5 steps to The HOME Program, which help guide you through the process of purchasing a new home.

The HOME Program covers education, financial help and advice, referral to mortgage and homeownership experts, financial aid and post-purchase support.

Counseling and follow-up are important steps of the program, ensuring that households have the resources needed to move towards, achieve and sustain home ownership.

Education

The program starts with 2 meetings where you can learn about how to buy a home. Anyone can come to these meetings.

At the first meeting, you learn about The HOME Program - what it is and what it can do for you.

At the second meeting, you will learn more about each thing you need to do when you buy a home and things you need to consider once you've moved into your new home.

Individual Support and Advice

Afer you have completed the Educational sessions if you think you want to buy a home, you can get one-on-one help from the program. You will be talking to some home experts to find out just what you need to do. They will help you put together a team of experts to help you with your purchase.

Down Payment Assistance

Many people who try to buy a home have a problem with the down payment. It can be thousands of dollars and many people do not have the means to save up enough money on their own. The HOME Program can help you. You may be eligible to receive up to $3000 to put towards your down payment and closing costs.

Underwriting

The HOME Programs works with you and lenders to get you a mortgage that you can afford to make the payments on.

Building on Success

After you buy your new home, the program can help you to learn how to manage your bills and to find people to fix things in the home. If you have a worry about the home, you do not have to feel alone. The HOME Program is there for you until you feel sure of yourself as a homeowner.